life full of uncertainty unpredictable not know what will happen next moment still we all accumulate wealth as if we are exceptional some what permanent in this universe .Is this necessary?It's like catch 22 situation if we don't save how to cope with the materialistic world If we want to save more than we have to work madly compromising life,thus to have a perfect work life balance is impossible moreover if someone says so it's superficial without facts.one thing we know life is too short why not enjoy every moment without regretting about the past and worrying about the future.

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